Home​owners! Unlock your home equity today.

Cashy helps homeowners get cash from their homes. We're a referral service, not a lender. You tell us about your home and what you need, and we connect you with licensed mortgage lenders or brokers who offer HELOCs and cash-out refinancing. The lender reviews your application and makes the decision. Cashy doesn't approve loans or lend money.

Equity is the part of your home you own outright: roughly what it's worth today minus what you still owe on it. Accessing equity means turning some of that value into cash, usually by borrowing against it (a HELOC or a cash-out refinance) or by selling.

It depends on the lender and your situation. We review your info within 24 hours. If a lender approves you, funding can come in as little as 5 days. Some take longer, and your lender will give you their timeline.

It depends on the lender. Many lenders check your credit when you apply, and some kinds of checks can affect your score. Before anyone pulls your credit, you should know what kind of check it is. Ask us and we'll tell you what to expect.

Cashy is not a lender. We don't make loans, approve applications or set loan terms. Using Cashy to see your options is free for homeowners. Lenders may charge their own fees on a loan, and they'll disclose them to you before you sign anything. Cashy may be paid by our lender partners for referral services, and that compensation is disclosed to you.